The Indian Railway Finance Corporation Limited (IRFC), which is a ‘Navratna’ category schedule-A under the Ministry of Railways, Government of India, has announced its audited standalone financial results for the fourth quarter of 2024-25 and the whole year for the whole year.
During FY 2024-25, the company recorded the highest profit (PAT) of ₹ 6,502 crore till date, which was ₹ 6,412.11 crore last year. Similarly, the company’s total income increased by 1.88% to ₹ 27,156.41 crore, which is the highest revenue in the history of IRFC in a financial year.
The total income of IRFC in the fourth quarter (Q4 FY 2024-25) was ₹ 6,723.80 crore, which is 3.79% higher than ₹ 6,477.99 crore in the same quarter of the previous year. As of 31 March 2025, the company’s net worth was ₹ 52,667.77 crore, which is 7.09% more than the previous year. The company’s AUM (Assets Under Management) reached ₹ 4,60,047.84 crore, and the income (EPS) per share was ₹ 4.98.
IRFC Chairman and Managing Director Shri Manoj Kumar Dubey said that the company is now expanding its debt portfolio strategically outside the railway and strengthening its role as a major lender in railway-centric infrastructure and logistics projects.
In the first four months of 2025, IRFC has raised business of up to ₹ 14,000 crore, including:
Finance lease of ₹ 700 crore for NTPC’s Bobr Rex
₹ 5,000 crore term loan to NTPC Renewable Energy Limited
A loan of ₹ 3,167 crore for PVUNL’s Banhardih Coal Block Project, with IRFC L1 bidder
₹ 5,000 crore loan for NTPC’s capital expenditure schemes
Memorandum of Understanding for Renewable Energy Projects (MOU) with REMCL
An agreement with MMRDA for urban infrastructure development of ₹ 50,000 crore, which will improve transport facilities and reduce urban congestion.
Mr. Dubey also said, “We are actively using options like zero coupon bonds, 54EC tax exemption bonds, cheap domestic bond market and ECB to raise cheap capital, so that these resources can be installed as the most affordable lender for long -term and national importance projects by planting these resources at extremely competitive rates.”
